Chip & PIN

Payment collection solutions

• The choice is yours

  

  Our highly secure and accredited Chip & PIN payment solutions provide complete flexibility in how your customers can make payments in person.

   

  Paye.net: A browser based solution that enables you to take card payments from any networked computer.

   

  EasyMobile Payments: Designed for taking payments on your premises, in the field or even on customer doorsteps. EasyMobile Payments is a flexible, cost-effective and easy to commission mobile credit and debit card payment solution. Due to its inbuilt GPRS and WiFi connection capabilities EasyMobile Payments can be used to reduce queue waiting times within service offices where no ‘fixed’ communications are in place.

   

  Kiosk Payments: We can work with kiosk providers to provide the option of self-pay Chip & PIN payments using an interactive touch-screen kiosk, whether wall-mounted or on a freestanding pedestal.

   

  Smart Gateway: By providing a secure and easy-launch payment processing facility from within your existing application, Smart Gateway enables you to accept Chip & PIN payments without the need to store or process card data on-site. The system also handles payment by ‘Chip & Signature’ cards for those cardholders who are unable to easily enter a PIN, and handles other forms of payment such as cash and cheque.

• More than just taking payments

  

  Authorisation is carried out using pre-accredited Chip & PIN devices in conjunction with our Secure Bureau Service (SBS), which removes any need for the retention of card details within your own on-site infrastructure. Completely scalable in implementation, our solutions are ideal whether you operate a dedicated cash office or just take occasional payments.

   

  But that’s not all. If you have an existing system, such as a customer relationship management system (CRM), that you use when you are with your customers, you can continue to use that application to drive the process. We simply integrate our payment solutions enabling you to take card payments from within this application, eliminating duplicate data entry and without the need for you to hold card data on your system.

• Protecting against fraud

  

  Data protection is non-negotiable. That’s why we implement all possible measures to help protect your business, cardholder data and personal information against potential card fraud.

   

  Paye.net has official validation from the Payment Card Industry Security Standards Council for compliance with the Payment Application Data Security Standard (PA-DSS). The Standard ensures that compliant software applications do not store prohibited card data such as the contents of the magnetic stripe, the PIN or Card Security Code.

   

  In addition, Paye.net supports payment made by Chip & PIN devices that comply with the Payment Card Industry PIN Transaction Security standard (PCI PTS). This standard ensures the PIN is correctly encrypted at every stage of the payment process.

   

  You can read more and see the companies that meet with the PCI Security Standards at www.pcisecuritystandards.org

• No phone line required

  

  Our Chip & PIN devices use your network and internet connection. There’s no need for a phone line or ISDN connection, saving you money by eliminating line rental charges. Transactions are much faster than dial-up devices and you can use any number of devices on a single internet connection, enabling you to improve efficiency and deliver enhanced customer experience.

• Features and benefits

  

  • Expands your existing system and lets it drive the payment process

   

  • Eliminates the need for standalone bank-owned terminals and associated phone lines

   

  • Browser-based for rapid deployment

   

  • Reduces management and deployment overheads

   

  • Full access control and audit logging

   

  • Account balance retrieval and look-up facility

   

  • Historic transaction search and secure refund functionality

   

  • Reference number validation, including check digit

   

  • Highly competitive card processing rates

   

  • Prompt settlement with monies deposited direct to your bank account

   

  • Comprehensive configuration facilities

   

  • Advanced reporting facility

   

  • Supports payment by cash and cheque